Star Medi Premier Insurance covers insured for hospitalization expenses due to illnesses and accidental injuries. It also provides additional lump sum payment in case of diagnosis of any certain illnesses during the policy term.

Star Health Medi Premier is a unique health...

Too often I’m faced with condo associations that make a critical mistake when insuring their properties – they simply renew without looking. It’s critical because in many cases, policies are renewed year after year without regard to changing property values, changing conditions, aging equipment and facilities, or changing occupancy levels.

And in today’s uncertain real...

Although healthcare reform legislation passed slightly over a month ago, there have been relatively few changes in the status quo so far. For example, rates continue to rise.

A case in point of this phenomenon is Blue Cross Blue Shield. Up to 40,000 policyholders in New Mexico are facing an average premium increase of 21 percent. In fact, this is an improvement over the initial 24 percent...

The healthcare reform law creates several tax credits meant to benefit small businesses. These are intended as incentives for companies to provide health coverage to their employees. Indeed, some employers are optimistic, and plan to use the savings for investment and raises for their employees.

Some companies are doubtful that the tax credits will help them. First off, the tax incentives...

Annuities come in a variety of flavors including variable annuities, fixed rate annuities and a host of hybrid annuities that combine several facets of both variable and fixed rate annuities. Annuities are generally sold by well-intentioned insurance agents, not investment professionals. But there are many problems with annuities, and some profound shortcomings in annuity structure. From my point...